Third Party Capture – if it’s too good to be true…..

Posted 20/04/2012

Date: 20 April 2012

The general public are still widely unaware of this practice, which is targeted at people who have been injured and are not aware of their rights.

The defendant insurer will generally telephone the injured party and seek to settle the claim before they have had chance to discuss their options with a solicitor or seek medical advice. This sometimes happens even when they are still in hospital. These offers tend to be in the region of ?500 -?800 which can seem very tempting, especially in these financially challenging times.

If this offer is accepted, it will almost inevitably lead to an under-settlement of the case. What most people don’t know is that if the offer is accepted, there is very little that can be done later if the symptoms persist or get worse. The case is settled and the injured person cannot make another claim as a result of the accident.

At Ashtons Legal, we see this practice regularly and advise our clients at the very outset of the case that they should not discuss the case or settlement with the defendant insurer. That is our job, to make sure the claimant recovers 100% of the compensation they deserve and protect against this growing problem.